Gifting Fabulously and Spending Little

We all wish we had the money to buy our loved ones a new car, or even a new house, but that is not something most of us can afford. But how do we celebrate special occasions with loved ones without breaking the bank? First, realize that we don’t need to get someone a gift for everything. In today’s world, …

Saving money on a budget

Saving Money When Money is Tight

We’ve all heard of the importance of having money saved for emergencies or layoffs. The question is, how do you save money when you are living paycheck to paycheck? I’m not a financial expert, but I learned a lot about stretching and saving my money when I was in college and starting out. I still use most of these tips …

Dining Out With a Budget

We’ve heard it all before, you can’t eat out it blows the budget. The first thing to cut to save money is eating out.  Hey! Just because we have a budget and need to watch where the money goes doesn’t mean we need to be martyrs, we still deserve a treat now and then. That’s what dining out is, a …

12 things to do that cost next to nothing

I’m serious, these are fun ideas that will cost practically nothing. This is a truly cheap, yet way fun, list. There is something on here for everyone! Learn About Your Town 1-We all live in someone else’s vacation destination. Utah is famous for some incredible parks, the Great Salt Lake, Dinosaurs, Skiing, and we can’t forget Jell-o. Learn about the …

How to save money on groceries

Saving Money at the Grocery Store

It’s a new year and the biggest complaint I keep hearing from people is how much they are spending at the grocery store. What can we do about it, we have to eat. How can we save money at the grocery store? It’s a common theme, one we see a lot, not just at the first of the year. There …

How the Father Benefits the Family

We often hear about how dads aren’t needed for anything except adding income, they’re the “main breadwinner” and it’s their job to go out and work. Is that truly their only function in a family? If that’s true then why stick around, just make sure you pay the alimony and you’re a good dad, right? A father in the home, …

TikTok Brain

TikTok has an endless stream of short, fast-paced videos that are just super fun to watch. They use an algorithm that shows you new videos based on what you have previously watched so they know you should like it. It is quick to learn about things you like, your hobbies, interests, fashion sense, music tastes, even politics, sexual orientation, and …

Breaking Generational Poverty

Generational poverty is when families grow up and live in poverty for at least two generations, usually more. It is caused by: As you can see from our list of causes, generational poverty is not something that is the result of being lazy. So often we hear people say, “oh, they are just too lazy to get a job, that’s …

Social Media and Teenagers, Part 2

In part one, we talked about how new social media is and how this is the first generation of teens to never know a time without it. We looked at some of the effects it is having on relationships and self-esteem as well as increasing anxiety in teens as well as adults. As promised, we’re now going to look at …

Social Media and Teenagers Part 1

For most of us social media and teenagers is a new concept. The first social media site started in 1997, it was SixDegrees, most say that social media didn’t really start until the early 2000s and MySpace was the first to reach enough users to make a change in society. Today’s teenager has no concept of a time before social …